Apr 17

Save Money on Your Bills

Posted in Borrowing Money

Save Money on Your Bills

If you make plans to lower your bills by finding better values, you can use the money you save to pay off debt. Getting out of debt is the new American dream. I love my house but I would love it more if it was paid off. Same goes for my refrigerator, car and teeth.

Borrowing Money

Life without borrowing money would be amazing. There have been times in my life years ago I had high cost payday loans. I used them responsibly to get through hard times then paid them off quickly. If you use the high interest money for a brief period it doesn’t sting like using high rate loans for long term financing. Long term financing should always be at the lowest possible interest rate. This may require holding off on dream purchases until your credit and resources are commensurate with the amount you wish to finance.

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Apr 15

No Credit – No ChexSystems – Second Chance Bank Account

Posted in Checking Accounts

Can’t Open a Checking Account?

If you thought you can’t open a bank account because of ChexSystems or other past credit issues…you should take a look at this:

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Want to deposit your income tax check?

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Second Chance Checking Account

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Non ChexSystems Bank

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No Credit Check


How to Borrow Money with No Bank Account

When a consumer runs into an unpredicted expense, he or she may find it necessary to obtain a loan in a short period of time. Unfortunately, borrowers that do not have a bank account may find it very difficult to obtain a loan from a bank or other lender. This is because borrowers lacking a bank account are more likely to have poor or insufficient credit history, and will be seen as a “high risk” to lenders.

Luckily, there are options for consumers that need to obtain a loan without a bank account. The first option is to obtain a payday loan. These are short term loans that are given to borrowers based on their ability to pay. This means that to obtain one of these loans, a borrower needs only prove that he or she is employed and currently receives an income that will allow the loan to be paid back in the necessary amount of time.

However, consumers that do not have a bank account, due to a poor credit history, may want to begin working to repair their credit. This way, if they were to need a loan in the future, they would be able to obtain the loan that they need.

One great way to begin repairing credit is to obtain a prepaid debit card. Anyone can obtain one of these cards because they require a user to preload the card their own money and only allow user to spend what was loaded on the card. This allows consumers to be rebuild their credit and obtain a loan, even without a traditional bank account.

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Mar 27

Applying for Auto Loans on a Smartphone or Mobile Device

Posted in Loans

Applying for Auto Loans on a Smartphone or Mobile Device

Now you can apply for an auto loan on a Smartphone or Mobile Device. In this video, Auto Credit Express covers how applying for a loan can be easy and convenient from your Mobile Device.

Applying for Auto Loans on a Smartphone or Mobile Device

For more helpful tips and advice on bad credit auto loans, please visit www.autocreditexpressvideo.com for more information.